How the Dental Plan works
1. Annual premium
You pay an annual premium for coverage through convenient bi-weekly payroll deductions.

2. Eligible expenses
You incur eligible expenses.

3. Claims
Once you incur eligible expenses, you submit a Claim Request form for reimbursement.

4. Reimbursement
When you incur an eligible expense, Industrial Alliance reimburses a percentage of it, without requiring any annual deductible. The percentage will depend on the eligible expense incurred. The actual amount reimbursed will be paid to you by cheque.

5. Maximum benefits
Reimbursements will be subject to any applicable maximum payable. The maximum, if any, will depend on the eligible expense.

6. Coordination of benefits
If you also have coverage elsewhere, reimbursement will be coordinated between both plans.