Who is eligible to join?

Is participation mandatory?

No. It's your choice.

Why should I join if I already have life insurance?

Accident insurance pays benefits in addition to life insurance in the event of an accidental death. In addition, unlike life insurance, accident insurance pays benefits should you or a covered dependent suffer an accidental injury. This coverage is especially important if anyone in your family is accident prone or involved in sports that could lead to a serious injury.

When can I join?

You can apply to join at any time if you are already working for the school board.

If you are not already in the employer's service, you can join as early as the following applicable date:

When can my dependents join?

Your spouse and dependent children can join at any time once:

Is proof of good health required?

No.

How do I join?

1. Complete an application form.
   
   
2. Be sure to indicate whether you want single coverage or family coverage (you and your family). You should also designate a beneficiary.
   
   
3. Return the completed form to your school board.

Can I cover only my family?

No. You must be covered if you wish to cover your family.

When does coverage begin?

•	For your eligible dependents
	Coverage begins on the latest of the following dates:
		the date on which your coverage takes effect;
		the date on which your spouse and dependent children become eligible, according to the Plan's definitions; and
		the date Industrial Alliance receives the application, provided your spouse and dependent children are eligible, according to the Plan's definitions.