How much the Plans cost
How much does the Plan cost?
How can I pay my premiums?


How much does the Plan cost?

The cost of coverage effective January 1, 2012, is as follows for basic coverage:

Coverage
category
Monthly cost (CARRA deductions)
Annual cost (lump-sum payment to QPAT)
Coverage for QPAT retirees
•
 Retiree
 
For $10,000
• Spouse
 
For $5,000
 
$8.37
 
$5.03
 
$100.44
 
$60.36

You must add provincial sales tax (currently 9% in Quebec and 8% in Ontario) to these amounts.

The cost of additional optional coverage has variable premiums based on age. This coverage ends on the first day of the month following your 65th birthday.

How can I pay my premiums?

You may choose to pay the premiums:

   
• by cheque in a lump sum, payable to QPAT at the beginning of the year; or
   
• in monthly instalments deducted directly from your pension by the Commission administrative des régimes de retraite et d'assurance (CARRA).