|What is the annual deductible?|
|Which expenses does the deductible apply to?|
|I just paid my deductible at the end of the year. Can I apply it to the next year?|
The annual deductible is the portion of covered expenses that you must pay before the Health Plan pays benefits in a given calendar year.
Current annual deductible
$25 per person, maximum $50 per family
The deductible applies to all eligible expenses, except for:
|•||semiprivate room and board charges in a public general hospital in Canada;|
|•||emergency expenses outside the province of residence and medical assistance outside Canada; and|
|•||room and board in a rehabilitation institution or convalescent home.|
Yes. If you have paid the deductible in whole or in part through expenses incurred in the last three months of a calendar year, the deductible for the following year will be reduced by the amount of deductible already paid.