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Who is eligible to join?
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Retired full-time teachers under age 75 who are members of QPAT |
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Retired part-time teachers under age 75 who are members of QPAT |
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Eligible dependents: spouse and dependent children |
Is participation mandatory?
No. It's your choice.
Why should I join if I already have life insurance?
Accident insurance pays benefits in addition to life insurance in the event of an accidental death. In addition, unlike life insurance, accident insurance pays benefits should you or a covered dependent suffer an accidental injury. This coverage is especially important if anyone in your family is involved in sports that could lead to a serious injury.
When can I join?
You must be a retired member of QPAT to be eligible for coverage. You have 60 days following your retirement date to submit a Participation Request form.
When can my dependents join?
Your spouse and dependent children can join at any time once:
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you join the Plan; or |
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they become eligible, according to the Plan's definitions, if later. |
Is proof of good health required?
No.
How do I join?
- Complete a Participation Request form.
- Be sure to indicate whether you want single coverage or family coverage (you and your family). You should also designate a beneficiary.
- Return the completed form to QPAT, at the address appearing at the top of the form.
Can I cover only my family?
No. You must be covered if you wish to cover your family.
When does coverage begin?
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For you |
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Coverage begins on the first day of the month following the date QPAT receives your application. |
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